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Shop in Ljubljana

  • Premises with tenants
  • Ljubljana, Osrednjeslovenska, Slovenia
Sold

Net size

161m2

Build

2021

Property details

In the modern neighborhood of Zelena Šmartina with more than 100 apartments, we are selling a business space on the ground floor, building A2 (east tower). The facility is located on Šmartinska cesta, in the immediate vicinity of BTC, it can be accessed by car or by bus. Parking spaces in the basement garage are also available for purchase.

Square - 161 m2 and consists of windbreaks, 2 small warehouses of approximately 4 m2 and the premises of approximately 150 m2. The main entrance is from Šmartinska street, 4 more side entrances are planned from the courtyard - the space is passable. The space is in the 3rd construction phase, the finalization of the building is scheduled for autumn 2021.

Floor plans

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Investment prediction
Financing calculation
Cost of the object
480.000€
Rental flow / year
24.000€
Rental flow / month
2.000€
ROI without financing
5%
Payback period / years
20
Effective ROI with financing
7,50%

Credit options

Financing
50%
Loan amount
240.000€
Own founds
240.000€
Interest rate
2,50%
Period of financing / years
12
Period of financing / months
144
Monthly loan body
1.666,67
Annual loan body
20.000

When using bank financing, the payback will be 5% per annum on invested own funds in the amount of 240.000€ and 2,50% on bank funds in the amount of 240.000€.

Total payback when using bank financing will be 7,50%.

For the crediting period 20 years taking into account the repayment of the loan body and %, the profit will be 9.954,64€ through the period of 20 years the property will remain in full ownership of the investor with price of 480.000€.

Total upon investment of own funds in the amount of 240.000€ we get profit over the loan term in the amount of 249.954,64€ (rental income after all payments on loan obligations) 9.954,64€ plus the value of the property, minus investment amount 240.000€.

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CALCULATION OF PAYMENTS ON THE LOAN at an annuity (the percentage is included in the monthly payment)

Monthly payment
The % of the sum is: 264,20€
1.930,87€
Account balance after payment
69,13€
Total annual payment
The % of the sum is: 3.170,45€
23.170,45€
Annual account balance after payment
829,55€
Total body% of the loan for the entire loan term
1.930,87€
One-time Expenses

By one-time expenses we mean single, occurring once expenses that you might require during at least the first year. This may be the cost of registration of your company (d.o.o.), agency fees, etc.

Agency fee
The price includes the full management of the transaction, the organization of inspections, bargaining, negotiation of contracts. Payment is taken after having the documents filed for the registration of property rights and the receipt and transfer.
3% + VAT
Property tax
Payment is taken in the case of buying commercial real estate with a tenant or residential real estate in the secondary market.
2% + VAT
State fee for writing property rights
Payment is taken depending on the price of real estate, usually does not exceed 1000 EUR.
Translation of documents
Basic translation/specialized/judicial
15€ / 30€ / 50€
Interpretive services
75€ / hour
Opening a company, getting a TIN
1.500€
Regular Expenses

By regular expenses we mean expenses that are periodically repeated from month to month, in general, these are expenses for taxes, accounting services and bank account maintenance.

 
per Month
per Year
Accounting services
100€
1.200€
Bank account
20€
240€
 
120€
1.440€
TAX 19%
Simplified tax system - 19% of the company's turnover (the entire balance of the company account is net profit)
 
4.286,40€
Total income without TAX
 
19.713,60€
Location
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