+386 40 289 800

mon. - fri.: 09.00 - 16.00

info@futu-re.com

write to us

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+386 40 289 800

mon. - fri.: 09.00 - 16.00

info@futu-re.com

write to us

Frequently asked questions

I want to buy a house / shop, how much will your services cost?

The cost of agency services depends on the size of the investment and varies around 2-3% of the value of the object.

Payment is made after you become the owner.

All services for the completion and execution of a transaction (except opening a legal entity and paying state fees for entering property rights of 100 euros) are included in this commission.

In addition, all investments in real estate in Slovenia are made only by a legal entity (d.o.o), one of our partner law offices is engaged in opening a legal entity, this service costs 1,500-2,000 euros.

For investments of more than 500,000 euros, this service is provided for free under the terms of our promotion.

How to open a company in Slovenia?

The starting point for any operations or actions in Slovenia is an open legal entity. The most popular form for investors is d.o.o. - limited liability company.

Minimum authorized capital - 7 500 EUR.

The term for opening a company is 2 business days (including opening a bank account)

Prerequisites - legal address, open bank account, accounting, annual balance sheet.

The procedure for opening a company in Slovenia:

  1. Obtaining a tax number
  2. Visit to the registration chamber or a notary public (it is necessary to determine the name of the company, types of activities, address, appoint a director, etc.)
  3. Opening a bank account and paying for the authorized capital (minimum capital in Slovenia is 7,500 EUR)
  4. Registration of the company in court within 2 days
  5. Signing a bank agreement to open a permanent account in the name of the company

The company registration procedure is handled by one of the recommended law firms.

What taxes will be payed?

Corporate income taxes

Your taxes will depend on the taxation scheme that will be selected:

  • classic work of the company - 20% income tax (income minus expenses)
  • simplified tax system - 4% of the company's turnover (the entire balance of the company account is the net profit) - the condition for working with the simplified system is 1 year of work turnover up to 50 000 EURO, after the first year under the condition of employment 1 company employee is allowed Turnovers up to 100 000 EURO.

Repatriation tax (if any)

  • 0% on dividends paid abroad for EU members; 15% for other countries, unless otherwise specified in a bilateral agreement ().

Dividend tax

  • 27,5% - BUT! By purchasing real estate in Slovenia you do this by loaning the founder of the company. The repayment of the loan of the founder is not taxed. Those. if the payback of an object has been going on for 8 years, then the tax on the payment of dividends does not concern you all this time.

VAT

  • 22% - standard rate;
  • 9.5% - reduced rate (applies to residential real estate with an area of ​​up to 120 sq.m for apartments and 250 sq.m for cottages, as well as food, water, medicines, books and other goods affecting the national welfare)

Legal entities working in the VAT system can deduct the amount paid as input VAT in the tax return for the reporting period.

Property tax - 0%

Property Transfer Tax - 2%

Social security contributions for employed employees (if you have any)

  • 16.1% - due to the employer
  • 22.1% - paid by the employee

I want to buy property on loan. On which conditions is it possible and how much will it be cost?

Slovenian banks are currently located for lending. We work with many banks and credit brokers in Slovenia.

Average loan conditions:

Commercial property with tenant

  • bank financing: up to 70%
  • rate: 2.5%
  • term: depends on the lease, for example, if an agreement is concluded with the tenant for 8 years, the bank will issue a loan for 10 years.

Residential Real Estate Real Estate

  • bank financing: up to 50%
  • rate: 2.5%
  • term: depends on the lease, for example, if an agreement is concluded with the tenant for 8 years, the bank will issue a loan for 10 years.

Read more about loans in an interview with Srečko Judar.

And also, if you are thinking about lending to a commercial project, we recommend our material on how to increase the profitability of the project using bank leverage.

Read more details and with examples in our joint material with prian.ru

What monthly costs for the content of the firm and the property? Communal payments?

The minimum cost of maintaining the company

  1. Maintaining financial statements from 100 to 200 euros.
  2. Payment of income tax (depending on the total amount of profit) - 20% of profit or 4% of turnover. The minimum recommended level of company turnover is from 20,000 to 25,000 EUR. The cleared profit can be directed both to returning the loan to the owner, and to further acquiring assets or investments.
  3. Payroll taxes (with a minimum payroll deductions of 400 EUR for non-residents or 300 EUR for tax residents + payroll for your calculation

How does property acquisition pass?

  1. Selection and inspection of current offers
  2. Discussion of the purchase price, approval of the contract of sale, translation of the contract into Russian and signing of the contract
  3. Payment of a 10% deposit to the guarantee account to the seller or agency / notary / lawyer
  4. Certification of the contract at the tax authority, as well as at the notary
  5. Payment of the balance of 90% after the provision of a certified contract and registration of property rights

On each step of the transaction you receive a report on the work done.

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